For our cover story this month , we feature Sean Keane , Director of Business Consulting at Davies . Keane delves into how the company is using ‘ Clarity by Davies ’ to develop a ‘ digital twin ’ of operations has helped accelerate business transformation . This has not only been beneficial for Davies ’ clients but also for its own global business , saving time and money whilst also improving Customer Experience .

“ At Davies , we ’ re excited about the potential of Digital Twins for business as they hold the key to better understand and then optimise organisations digitally , before doing so ‘ for real ’. As Clarity has proven it ’ s helping us design and deliver better change , faster and more safely ,” said Keane . Read the full article on page 48 .

The payments sector has been transformed in recent years , with the continuous advancement of technology and new and improved solutions and capabilities influencing consumer behaviour and expectations . This edition ’ s Gauging the Market hears from Lee Atkinson , Chief Operating Officer at Modern World Business Solutions on the current innovation landscape within the payments sector on page 17 .

FinTech startups are revolutionising the financial landscape by leveraging technology to challenge traditional banking and financial service providers . Through innovation in areas such as digital payments , lending , wealth management and Blockchain technology , they are offering convenient , cost-effective and customer-centric solutions . In this month ’ s Editor ’ s Question , we ask : How are FinTech startups disrupting traditional banking and financial services ? These experts offer their thoughts on page 25 .

Our Regional Round-Up on page 44 , focuses on the APAC region . The use of Artificial Intelligence is transforming the auto insurance industry by simplifying claims processes . Sandeep Bhargava , SVP , Global Services and Solutions , Public Cloud Business Unit at Rackspace Technology tells us how AI-driven computer vision systems are driving these improvements while providing insurers with increased assessment accuracy .

Continuing our focus on AI technology , we shift from auto insurance to investment ,

TO OUR MONTHLY MAGAZINE and look at how AI is changing roles across sectors such as the day-to-day duties of the investment broker . From streamlined decision-making to enhanced predictions , Seraj Asad Khan , Managing Director of Orient Finance , tells us more on page 63 .

We also have a range of ‘ intelligent ’ pages , which feature the latest strides in the cloud , security , mobile , software , Blockchain and Artificial Intelligence space .

I hope you enjoy this issue and if you would like to contribute to any future editions then please do not hesitate to contact me .

Ellen Flannery , Editor www . intelligentfin . tech

3