MOBILE SOLUTIONS
EMIRATES NBD ROLLS OUT ITS MOBILE BANKING APP ENBD X
The App puts customers right in the driver ’ s seat , offering them unrivalled freedom to control and manage their preferences , such as security settings and spend limits . It also helps them maximise day-to-day savings through more than 1,000 personalised Emirates NBDexclusive deals across travel , shopping , dining and e-commerce .
Emirates NBD , a leading banking group in MENAT , has successfully completed the roll-out of its enhanced mobile banking app , ENBD X . Engineered from the ground up as per the latest technology , security and user experience trends , the cloud-native app offers an unrivalled combination of lightning-fast performance , user-friendly journeys , top-level security and the largest array of products and services in the market .
Initially rolled-out in a phased manner , ENBD X is now available to all Emirates NBD customers with new customers having the option to instantly open a digital account with the bank in less than three-minutes through a mobile paperless journey . The App ’ s global dashboard gives customers a 360-degree view of their entire financial portfolio as well as keeps them on top of all critical updates , such as upcoming payments or status of pending requests .
In all , users can avail of more than 150 services on ENBD X , including updating Emirates ID and Passport details , opening a fixed deposit , obtaining account balance certificates and reference letters and applying for a loan on card in real time .
Transferring funds on ENBD X is just like sending a text , offering a wide array of free global transfer and payment options and recommendations on the best transfer method based on the selected beneficiary . Users can view all transactions across their accounts and cards , instantly download authenticated account statements and even view images of cheques deposited in their account – an innovative , region-first feature , particularly useful in the UAE .
A distinctive feature of the app is its embedded digital wealth platform , which enables customers to invest and grow their wealth from the same app they use for all their everyday banking needs , making ENBD X unique in the market . The platform allows new investors to instantly open an investment account and choose from over 11,000 securities and ETFs from 21 global and local markets to invest in . With the platform ’ s one-of-its-kind Secure Sign feature , customers can view , update and sign investment documents to complete any trade irrespective of its complexity or value , with no need to visit the branch or their Relationship Manager . Not just this , customers can also create personalised watchlists and subscribe to IPOs on the same platform .
Pedro Sousa Cardoso , Chief Digital Officer , Retail Banking and Wealth Management , Emirates NBD , said : “ ENBD X sets a new standard of excellence for mobile banking in the region and beyond and is designed to provide customers with a truly enriching banking experience . As a front-runner in digital banking innovation in the MENAT region , Emirates NBD strives to provide its customers with all the information , tools and access they need to fulfil all their everyday banking needs on their fingertips . ENBD X delivers on this promise on being the only financial services app customers need in the UAE and much more .” � www . intelligentfin . tech
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