For our cover story this month , we feature Richard Wormald , Division President , Australasia at Mastercard .

Wormald highlights the success of Mastercard ’ s innovative solution . By tokenising CBDCs onto various Blockchains , consumers now have a secure and convenient option to engage in commerce across multiple platforms .

“ As demonstrated in this project , the solutions that play a key role in Multi Token Network have the potential to enable new levels of interoperability between Blockchains , in a safe and secure manner . By enabling people to easily move digital currencies ondemand , via Mastercard ’ s trusted network , more consumers could participate in crypto ecosystems using reputable and reliable forms of money ,” said Wormald .

From SMEs to large enterprises , business leaders and CFOs are running to keep up with the latest pay technology ( PayTech ). This month I ask experts : “ How do you perceive the future of payment technology , considering recent advancements and the evolving regulatory landscape ?”

With an introduction from the experts at Natwest , these professionals offer their thoughts on page 25 .

Our Regional Round-Up on page 44 , focuses on the Africa . African small and medium businesses face roadblocks on their digitalisation journeys and research by Microsoft shows 47 % of SMBs find cost of new technologies to be a restrictive factor for adoption , while 38 % have difficulty comparing solutions driving the need for cloud marketplaces .

We explore how Colombia ’ s Banco de Bogotá is pioneering the adoption of Metaverse as an epicentre for training and collaboration .

Dive into the initiative on page 63 .

We also have a range of ‘ Intelligent ’ pages , which feature the latest strides in the cloud , security , mobile , software , Blockchain and Artificial Intelligence space .

I hope you enjoy this issue and if you would like to contribute to any future editions then please do not hesitate to contact me .

Ellen Flannery , Editor

Read the full article on page 48 .

Willy Sennott , the EVP FinOps at Vega Cloud says the longer you delay your FinOps initiative , the more money you leave on the table and dives into everything FinOps on page 17 .

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