MOBILE SOLUTIONS
INTRODUCING GROUNDFLOOR 3.0 : A MOBILE-FIRST INVESTOR EXPERIENCE DISRUPTING REITS
“ REITs are overdue for a big disruption , at the same scale and for the same reasons that active stock and bond funds have lost to ETFs and index funds ,” added Dally . “ Groundfloor 3.0 is the new easy button for real estate investing . By giving investors an automated way to take full control over their cash returns and liquidity , our technology enables everyone to escape the REIT fund trap and reap the rewards of being their own fund manager .”
Key features of Groundfloor 3.0 include :
Groundfloor , an award-winning investment technology platform with over US $ 1 billion in investment volume , is announcing the launch of its next-generation investing experience : Groundfloor 3.0 . This innovative platform , born from a decade of insights from 230,000 + users , defines a new path for mass market investors seeking exposure to private market real estate . Available via mobile app , Groundfloor 3.0 offers an effortless way for everyone to create a well-diversified portfolio of high-yield real estate investments , with the industry ’ s lowest barriers to entry and most consistent returns . Since 2013 , Groundfloor has delivered nearly 10 % annualised returns and returned more than US $ 500 million in repayments .
“ The alternative investments industry has scaled to the point where it ’ s now possible to offer automatic diversification ,” said Groundfloor Cofounder and CEO Brian Dally . “ Fractional real estate investing is coming to the masses , bringing a consistency of returns that isn ’ t available in public markets , in an asset class that people know and trust . That ’ s why we ’ re excited to launch Groundfloor 3.0 . People want to adopt alternative investments , and the combination of our scale and technology makes it easier than ever before .”
Groundfloor 3.0 offers a mobile-first experience , providing a seamless interface to create cash flows that beat REIT dividends by 10 times in as little as three months . No matter the investment amount , investors instantly build a diversified portfolio akin to investing in an index fund with no fees to a fund manager , no minimum hold time and no restrictions on redemption .
The biggest advantage for users of Groundfloor 3.0 is that it immediately allocates invested dollars across all investment opportunities on the platform in increments as low as US $ 1 . As a result , investors can mirror the performance of Groundfloor ’ s overall portfolio , with set-it-and-forget-it simplicity . No prior real estate investing knowledge is required since investments are automatically disbursed across 50 – 100 projects at a time .
• Minimum to start : US $ 100 for new investors
• Minimum amount allocated to an individual loan : US $ 1
• Expected yield : Consistent 10 % returns based on historical data
• Simplicity : Automatic reinvestment of repaid investments
• Automatic diversification : Investments across 50 – 100 deals , on average , at a time
• First repayment by month one
• Steady cash flow by month three
• Ease of use : A single step to add funds and start investing
• Liquidity controls : With the Cash Target feature , pause reinvestments until a desired level of cash is reached for withdrawal
Investors who want to customise their Groundfloor portfolio can opt to use their existing Groundfloor investor accounts . These traditional accounts will continue to offer tools to select investments based on risk tolerance across products including LROs , Notes and Labs . By contrast , Groundfloor 3.0 offers less complexity and greater ease of use . Rather than choosing individual deals , investments via Groundfloor 3.0 are allocated automatically across all available opportunities , in increments as low as US $ 1 . � www . intelligentfin . tech
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