Let ’ s get the obvious out of the way – you already know that neither buying from vendors nor building from scratch works as a complete strategy for your bank ’ s tech modernisation . In a vacuum , these options for creating platform components have enough drawbacks to make them unfeasible , including everything from sky-high budgets to cookie-cutter solutions . So , it stands to reason that the best approach is a combination of the two , uniting the best of both worlds while cutting out the rest . journeys into your existing tech ecosystem . That will allow you to foster immediate implementation and even accelerate your time to market .

Sound good ?

Let ’ s just set the scene , then we can get started . �

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But here ’ s the tricky part . How much do you buy and how much do you build ?

There ’ s no “ right ” answer here – and every bank has their own assets and limitations to consider – which makes this a complex decision . And as a tech leader , you already have your fair share of challenges : staying ahead of the game , creating business value , and doing it all while cutting costs . An extra headache is the last thing you need . But thankfully , in this guide , you ’ ll find out how to create the best “ buy plus build ” blend for your bank , which will help you integrate powerful out-of-the-box platform features and customer 14 www . intelligentfin . tech