For our cover story this month , we hear from David Osborne , CEO of Caseware and former leader of Virgin Pulse , who shares his key advice for professionals and entrepreneurs in FinTech seeking to accelerate their careers . From the importance of relationship-building and continuous improvement to the evolving trends in audit and accounting shaped by AI and cloud technology , Osborne offers a comprehensive guide to thriving in the fast-paced world of FinTech .

“ Today ’ s experts are creative , curious and adventurous . They ’ re tech enthusiasts , intelligent leaders , and innate problemsolvers who are inspired to be a part of the transformation of the audit ,” said Osborne . and data strategy alignment across the sector . Read more on page 17 .

It is all well and good looking closely at the tech giants and their success stories , but deep diving into the biggest FinTech failures can give a lot of helpful insight . We hear from three experts on what they consider the biggest ‘ FinTech Flops ’ of the last five years on page 25 .

The reluctance to embrace technological change and the risk-averse mindset prevalent in senior banking leadership are examined , alongside potential strategies to overcome these barriers and foster innovation . In this article by Steve Round , President and Co-founder of SaaScada , we explore how entrenched company culture in traditional banks may be hampering their ability to modernise and compete with more agile FinTechs and challenger banks . Read more on page 32 . keen to bring in new policies and changes and this will always affect small- and medium-sized businesses ( SMBs ). At this early stage , it is unclear how exactly they will be affected . Paul Lodder , Product Domain Expert at Dext , outlines how SMBs can prepare for potential changes on page 39 .

We also have a range of ‘ Intelligent ’ pages , which feature the latest strides in the cloud , security , mobile , software , Blockchain and Artificial Intelligence space .

I hope you enjoy this issue and if you would like to contribute to any future editions then please do not hesitate to contact me .

Ellen Flannery , Editor

Read the full interview on page 48 .

Protecht , a leader in risk and resilience software , has announced the findings of its UK 2024 Financial Services Risk and Resilience Outlook research . The comprehensive survey , conducted amongst 400 key UK financial organisations , reveals an industry landscape increasingly impacted by geopolitical risks , significant investment in operational resilience and the major opportunities presented by technological

A new government was elected in the UK in July leading to a change from Conservative to Labour . New governments are always

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