Intelligent Fin.tech Issue 23 | Page 7

NEWS

Two million people join Chime ’ s MyPay waitlist

In May , Chime announced the news of its latest product innovation : MyPay . And word spread fast ! People across the country are done waiting for payday . Within 48 hours of sharing the news of MyPay and early access to the product for eligible members , more than 1 million people signed up for the waitlist . Now , there are more than 2.2 million people signed up for early access to MyPay .

MyPay lets eligible members access up to US $ 500 of their pay , including government benefits , before payday with no interest , no credit check and no mandatory fees . MyPay advances are deposited to members ’ Chime checking accounts within 24 hours for free . They can also opt to get funds instantly for a low flat fee of US $ 2 per advance .
“ Our members want more control over when they get access to their pay ,” said Chime ’ s Chief Product Officer , Madhu Muthukumar .
“ The response to the waitlist has been incredible and shows that this product is going to be a game changer . We ’ re excited to get another simple , helpful and powerful product into their hands , and help unlock financial progress ,” added Muthukumar .

Revolut receives UK banking licence

Revolut , the global FinTech with over nine million UK customers and 45 million globally , has announced that it has received its UK banking licence with restrictions from the Prudential Regulation Authority ( PRA ), the regulator responsible for overseeing the UK banking sector .

Revolut now enters the ‘ mobilisation ’ stage , sometimes referred to as ‘ Authorisation with Restrictions ’, a common step for many new banks in the UK .
Nothing changes for UK customers during this restricted period , which is to allow new banks like Revolut to complete the build out of their UK banking operations ahead of launching in the market . Until then , UK customers can continue to use their Revolut e-money account as they always have .
Nik Storonsky , CEO of Revolut , commented : “ We are incredibly proud to reach this important milestone in the journey of the company and we will ensure we deliver on making Revolut the bank of choice for UK customers .” www . intelligentfin . tech
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